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Santander Bank - Poland

General information about the bank
Santander Bank Polska S.A. is the third largest bank in Poland in terms of assets. Until September 7, 2018, it had operated as Bank Zachodni WBK.

Bank Zachodni WBK was incorporated as a result of the merger of Bank Zachodni S.A. with Wielkopolski Bank Kredytowy S.A. in 2001. This year, the Bank's shares debuted on the Warsaw Stock Exchange. On April 1, 2011 Banco Santander became the majority shareholder of the Bank (currently its share is 68.13%). Almost 2 years later, on January 4, 2013, Zachodni WBK S.A. merged with Kredyt Bank S.A.


Santander Bank offers brokerage, asset and investment fund management, leasing, factoring and a full range of banking services.

Limits Only the director can open an account. An attorney cannot do this.

Pre-check procedure

Account types Personal, corporate, checking, savings, multi-currency (EUR, GBP, USD, CHF).
Personal visit to the bank during opening an account


Irreducible account balance


First installment

Limits There are limits for card transactions.
Account opening period
2-4 weeks.

Required documents and information
- Statutory documents of the company under an apostille (usually this is a standard stitching, including Certificate of Incorporation, Memorandum and Articles of Association, Minutes of First Meeting, etc). We analyze scanned copies and give recommendations on the completeness of documents; - Extract from the Register under apostille;

- Documents leading to the shareholder / beneficiary (share certificate / trust declaration);

- Passport of the director and shareholder / beneficiary;

- Proof of the place of residence of the director and shareholder / beneficiary;

A local mobile phone number is required to open a bank account. We provide a new starter package, with which the account manager will come to a meeting with the bank manager.

Service language

English, Polish, Ukrainian, Russian.

Minimum turnover

Banking products

Internet banking, mobile banking, international transfers, debit and credit cards, loans, deposits, investment consulting, asset management, insurance, letter of credit.
Service tariffs
Available here.

Read also our detailed review on opening accounts with foreign banks.

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